VA Disability Calculator

Calculate your combined VA disability rating using the official VA math formula. Add your individual ratings below.

0%
Estimated monthly compensation (2026, veteran alone)

How VA Combined Ratings Work

The VA doesn't simply add your disability percentages together. Instead, they use "VA math" — a whole-body approach that considers remaining efficiency after each disability.

The Formula

Start with 100% (whole body). For each disability, subtract that percentage from your remaining efficiency. Example: A 50% and a 30% rating = 100 - 50% = 50 remaining. Then 50 - 30% of 50 (15) = 35 remaining. Combined = 65%, which rounds to 70%.

Rounding Rules

The VA rounds to the nearest 10%. If your combined rating ends in 5 or higher, it rounds up. Below 5 rounds down. For example, 65% rounds to 70%, but 64% rounds to 60%.

Bilateral Factor

If you have disabilities affecting both arms, both legs, or one arm and one leg, the VA adds a 10% bonus to those combined ratings before factoring them into your overall rating.

Why This Matters

Understanding VA math helps you know which new claims could push you to the next rating tier. Adding a 10% condition when you're at 64% combined would round you up to 70% — a significant increase in monthly compensation.

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